(주)케이에스씨앤씨는 사용자 편의를 최대 수준으로 고려한
신용평가엔진을 제공할 수 있도록 최선의 노력을 다하겠습니다.
In transactions with individuals or companies, differentiated business
is provided to groups with high and low credit reliability through credit risk assessment.
The new customer's basic information and financial transaction information are measured at the time of application to determine whether they are good or bad. This is used in the review and approval strategy of loan products and is used to determine appropriate interest rates and limits depending on the applicant.
Approval Strategy
By systematizing objective and quantitative review standards, subjective intervention by reviewers can be eliminated and review efficiency can be improved.
Limit strategy
The future repayment rate is predicted and defined by considering the individual's credit rating and repayment ability calculated through the application rating.
interest rate strategy
By granting differential interest rates depending on the customer's credit rating, we can expect to reduce the default rate and increase profits by selecting and securing quality customers.
We predict the possibility of insolvency based on the customer’s transaction type.
Through a comprehensive evaluation of claims and deposits during the relevant period, it is used in various fields such as limit and interest rate adjustment strategies, extension strategies, and prevention of entry into delinquency.
Maturity extension strategy
This is a strategy to reduce insolvency and improve profits by re-evaluating the company's credit rating at the point of maturity.
Limit/Interest Rate Adjustment Strategy
This is a strategy to secure quality customers by determining customer loyalty and credit rating based on the customer's repayment pattern and current situation.
Cross-selling strategy
This is a strategy to meet customer needs and increase company profitability by introducing various products and services to customers with excellent repayment history.
KSC&C provides an efficient collection strategy using internal and external information such as customer credit status and payment patterns through its own specialized method
Collection Scoring System
We predict the possibility of bond collection by analyzing various information such as customer's financial status, repayment history, and economic outlook, and propose an efficient bond management plan that strengthens the stability of bond collection by identifying the possibility of insolvency in advance.
CallSEG
This is a service that detects changes in customer credit status on a daily basis, recognizes early signs of insolvency, and provides an optimized collection strategy, including strengthening management strategies and utilizing fraud detection strategies.
Delinquency management strategy
Based on the collection rating, we analyze the customer's current status and differentiate the management and collection method for each individual claim, improving the efficiency of collection.
Early transfer
We increase the efficiency of credit management and improve the recovery rate through intensive management through analysis of the repayment history and credit information of overdue receivables.
Payment Trigger
By analyzing customers' recent payment patterns and information and providing a summary of the information needed for collection activities, we focus on collection activities and improve work efficiency.
Call Process Navigator
Through individual agent analysis, you can improve overall work ability by presenting guidelines to new or low-performing agents.
By providing customized information through customer data analysis, you can strengthen your bond with customers, increase loyalty, and improve corporate competitiveness to achieve sustainable growth.
By combining macroeconomic and microeconomic information, we provide a system to predict market and competitor trends and the company's position, helping it respond effectively even in rapidly changing market situations.
